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    Dementia and LTSS: Actuarial Implications for Insurance Product Design, Pricing, and Risk Management

    The Society of Actuaries seeks research on how dementia-related LTSS affects insurance product design, pricing, and risk management through actionable actuarial analysis.

    Funder: Society of Actuaries

    Due Dates: October 9, 2026 (Notification of Intent) | October 16, 2026 (Proposal Submission)

    Funding Amounts: Up to $48,000 total per project; proposals should not exceed this budget.

    Summary: Supports practical, data-driven research on the actuarial and insurance implications of dementia-related long-term services and supports (LTSS).

    Key Information: No funding for academic institution overhead; proposals limited to 5 pages plus references/bios.


    Description

    The Society of Actuaries (SOA) Research Institute’s Aging and Retirement strategic research program is seeking proposals for research on the actuarial implications of dementia-related long-term services and supports (LTSS). The initiative aims to generate practical, data-driven insights to help actuaries, insurers, product developers, and risk managers better anticipate and quantify the growing impact of dementia, Alzheimer’s disease, and cognitive impairment on LTSS utilization, costs, and insurance product design. The research should provide actionable frameworks, metrics, and analysis to inform product development, pricing, reserving, and risk management within the insurance industry, with a clear distinction between dementia-related and other LTSS needs.


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