[Homer Foundation](https://www.homerfoundation.org)

Rolling (as-needed, no fixed deadline)

Short-term, no-interest loans; loan amounts and repayment terms determined case-by-case via inquiry.

Provides immediate, no-interest financial relief to nonprofits facing closure or operational disruption from natural disasters or unforeseen events.

Contact the Foundation directly to discuss eligibility, loan terms, and application process.

--- ## Description The Homer Foundation's Emergency Loans program offers short-term, no-interest loans to nonprofit organizations experiencing operational disruption or closure due to natural disasters or unforeseen events. The goal is to help nonprofits manage cash flow interruptions and remain operational during recovery. This program is designed to provide immediate financial relief, enabling organizations to resume regular activities as soon as possible. Loan amounts and repayment terms are not pre-set and must be discussed directly with the Foundation. --- ## Due Dates - There are no fixed deadlines; applications are accepted on a rolling, as-needed basis. - Nonprofits should contact the Foundation as soon as possible following a qualifying event. --- ## Funding Amount - The program provides short-term, no-interest loans. - Specific loan amounts and repayment terms are not published and will be determined through direct inquiry with the Foundation based on the organization's needs and circumstances. --- ## Eligibility - Eligible applicants: Nonprofit organizations. - Must be experiencing closure or severe operational disruption due to a natural disaster or unforeseen event. - Geographic focus: The Foundation primarily serves the greater Homer area and organizations on the southern Kenai Peninsula, Alaska. - Exact eligibility requirements are not fully detailed; organizations should contact the Foundation to confirm their situation qualifies. --- ## Application Process - There is no formal online application for Emergency Loans. - Interested nonprofits should contact the Homer Foundation directly to initiate the process. - Be prepared to provide: - A description of your organization and its mission. - Details of the natural disaster or unforeseen event causing the disruption. - The nature of the closure or operational challenge. - Your urgent financial needs and intended use of the loan. - All terms, including loan amount and repayment, are determined on a case-by-case basis following discussion with Foundation staff. --- ## Additional Information - Emergency Loans are intended only for immediate, short-term needs related to crisis events. - The program is not intended for routine operating expenses or planned projects. - No interest is charged on these loans. - The Foundation encourages early contact in the event of a qualifying crisis. --- ## External Links - [Homer Foundation Grant Programs Overview](https://www.homerfoundation.org/grant-programs/) - [Homer Foundation Contact Page](https://www.homerfoundation.org/contact/) --- ## Contact Information | Contact | Email | Phone | Contact Form | |-------------------|-----------------------------------------|---------------|------------------------------------------------------------------------------------------------------| | General Inquiries | [info@homerfoundation.org](mailto:info@homerfoundation.org) | 907-235-0541 | [Contact Form](https://www.homerfoundation.org/contact/) | | Office/Program Manager (Lauren Seaton) | [lseaton@homerfoundation.org](mailto:lseaton@homerfoundation.org) | | |

Emergency Loans

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