Fiscal Year 2026 Flood Mitigation Assistance Swift Current
This grant provides federal funding to help states, tribes, territories, and local governments reduce flood risks for properties insured under the National Flood Insurance Program.
Funder: Department of Homeland Security - FEMA
Due Dates: January 31, 2028 (Final application deadline)
Funding Amounts: $600 million total; typical award set-asides range from $5M–$40M per applicant; project period up to 36 months
Summary: Supports flood mitigation projects to reduce repetitive flood damage to NFIP-insured properties in states, territories, and tribal nations following flood-related disasters.
Key Information: Cost share required (generally 75% federal/25% non-federal; up to 100% for severe repetitive loss properties).
Description
This program provides federal funding to states, U.S. territories, federally recognized tribal governments, and local governments to reduce or eliminate the risk of repetitive flood damage to buildings and structures insured under the National Flood Insurance Program (NFIP). Funding is activated following a major disaster or emergency declaration for a flood-related event, with the goal of supporting individual flood mitigation projects (such as acquisitions, elevations, or reconstructions) for properties that are substantially damaged, severe repetitive loss (SRL), or repetitive loss (RL). The program aims to streamline and accelerate mitigation funding to communities most affected by recent flooding, thereby reducing future claims to the NFIP and enhancing community resilience.
