The Next Frontier: Digital Asset–Linked Life and Annuity Products
Supports research on integrating digital assets into life and annuity products, covering product design, risk management, market analysis, and regulatory frameworks.
Funder: Society of Actuaries
Due Dates: June 30, 2026 (Notification of Intent) | July 15, 2026 (Proposal submission)
Funding Amounts: Typical project awards range from $25,000–$50,000; literature reviews $15,000–$20,000; surveys $28,000–$55,000.
Summary: Supports research on integrating digital assets into life and annuity products, focusing on product design, market analysis, risk management, and regulatory frameworks.
Key Information: Notification of intent is required by June 30, 2026, before full proposal submission.
Description
This grant opportunity from the Society of Actuaries (SOA) Research Institute seeks proposals for research on the integration of digital assets (e.g., Bitcoin) into traditional life insurance and annuity product designs and insurer balance sheets. The aim is to develop a comprehensive framework to evaluate market opportunities, distribution strategies, modeling requirements, and risk management protocols for digital asset–linked life and annuity products.
Researchers are expected to address:
- The current market landscape and case studies of existing digital asset–linked products.
- Product design, marketing, and distribution strategies, including value propositions for policyholders.
- Risk frameworks and operational considerations, such as asset-liability mismatches, custodial risks (e.g., cyber-theft), compliance, and risk mitigation strategies.
- The evolving global regulatory environment, with attention to jurisdictions leading in digital asset integration.
Deliverables should include actionable insights for actuaries and may involve literature reviews, surveys, interviews, or modeling.
