Nonprofit Loan Program
Nonprofit Loan Program supports nonprofits serving New Hampshire with financing for capital improvements, revenue-backed programs, and working capital to strengthen capacity and community impact.
Funder: New Hampshire Charitable Foundation
Due Dates: Rolling (Loan applications)
Funding Amounts: Loans of $10,000–$100,000 for 1–5 years, generally at 4% interest; larger loans considered in special circumstances
Summary: Debt financing helps nonprofits serving New Hampshire fund capital improvements, revenue-generating programs, and working capital.
Key Information: Applicants must consult Foundation staff before submitting a loan application.
Description
The New Hampshire Charitable Foundation’s Nonprofit Loan Program strengthens nonprofit partners through sound financial management and greater access to working capital. It provides low-interest debt financing when traditional financing is unavailable, or works alongside traditional lenders when a nonprofit would not otherwise qualify for debt capital. The goal is to strengthen nonprofit capacity and increase community impact.
Eligible projects may include bridge financing for land acquisition, property renovation, equipment purchases, or other capital improvements when pledged funds are not yet available. Loans may also support starting or expanding programs backed by secure future revenue, such as a government contract or donor pledge, and working capital to manage cash flow. The program does not finance budget gaps or deficits, or replace regular contributions, foundation grants, or earned income.
