Resilient Retrofits
Resilient Retrofits supports low- and moderate-income New York homeowners with flood and storm protection upgrades, plus complementary energy improvements, to reduce displacement risk and emissions.
Funder: Homes and Community Renewal
Due Dates: September 24, 2026, 10:00 AM EDT (Webinar) | October 23, 2026, 5:00 PM EDT (Proposals) | October 26–November 6, 2026 (Revisions/interviews, if needed) | November 30, 2026 (Anticipated preliminary selection)
Funding Amounts: Up to $20 million for Round 4 administrators; up to $50,000 per homeowner, generally half loan and half grant
Summary: Funds New York homeowner retrofits that reduce flood and storm damage, with optional energy-efficiency and electrification improvements.
Key Information: Round 4 applicants must be CDFIs or other lending institutions licensed by the New York State Department of Financial Services.
Description
New York State Homes and Community Renewal’s Office of Resilient Homes and Communities (RHC) administers Resilient Retrofits to help low- and moderate-income homeowners protect their homes against flooding and extreme weather. Round 4 funds local program administrators to distribute and manage homeowner loans and grants across New York State. Administrators handle outreach, underwriting, origination, servicing, grant administration, and construction oversight.
Flood resilience is the central priority. Supported work includes closing living space below base-flood elevation, raising mechanical systems, installing flood vents and backwater valves, and improving storm protection. Complementary improvements can include insulation, efficient appliances, cold-climate heat pumps, and solar panels or battery backup paired with these measures. The program aims to reduce homeowners’ risk of displacement after weather events while supporting climate adaptation and emissions reductions.
