Resilient Retrofits
Resilient Retrofits supports low- and moderate-income New York homeowners with flood- and storm-resilience upgrades and optional energy improvements to protect homes and reduce greenhouse gas emissions.
Funder: Homes and Community Renewal
Due Dates: No application deadline stated
Funding Amounts: Homeowner assistance up to $50,000 through combined loans and grants; 5- or 10-year terms
Summary: Supports flood-resilience retrofits and optional energy improvements for low- and moderate-income New York homeowners.
Key Information: At least 50% of the work scope must fund resilience measures protecting against future flood and storm damage.
Description
Resilient Retrofits is a New York State Homes and Community Renewal program supporting residential improvements that protect vulnerable homes against flooding, heavy rainfall, and storms. Available across all New York counties, it combines low-interest loans with forgivable loans for low- and moderate-income homeowners. Local Program Administrators deliver the program through homeowner outreach, lending, construction oversight, and program management.
Supported work includes raising electrical and HVAC systems, installing flood vents and backflow valves, using flood-resistant materials, and strengthening storm protection. Optional improvements can reduce greenhouse gas emissions through insulation, efficient appliances and windows, and replacement of aging fossil-fuel heating and cooling equipment with electric heat pumps. Solar generation and battery backup may accompany these measures.
