Resilient Retrofits – Round 3
This grant funds nonprofits to help New York homeowners make their homes more flood-resilient and energy efficient through loans and grants for retrofits and upgrades.
Funder: Homes and Community Renewal
Due Dates (Anticipated): February 2027 (Full application deadline, projected)
Funding Amounts: Up to $5,000,000 total available; typical award up to $1,000,000 per administrator; supports homeowner loans/grants up to $50,000 per home; 2-year award term (extensions possible).
Summary: Funds nonprofit lenders to administer loans and grants for New York homeowners to improve flood resilience and energy efficiency in single-family homes.
Key Information: Current Resilient Retrofits administrators are not eligible to apply in this round.
Description
This program, administered by New York State Homes and Community Renewal, aims to expand the capacity of local nonprofit lenders (Community Development Financial Institutions and licensed lending institutions) to help low- and middle-income single-family homeowners across New York State make their homes more resilient to flooding and extreme weather. Awardees will manage a combination of construction loans and forgivable grants, enabling eligible homeowners to implement measures such as flood mitigation, energy efficiency upgrades, and home electrification. Program administrators are responsible for outreach, loan origination and servicing, construction management, and reporting to ensure program success and prevent displacement after weather-related disasters.
