Self-Help Homeownership Opportunity Program (SHOP)
This grant provides $24 million to national and regional nonprofits to buy land and improve infrastructure for affordable, sweat equity-based homeownership programs for low-income families, veterans, and others.
Funder: Department of Housing and Urban Development
Due Dates (Anticipated): June 2026 (Full application deadline, projected)
Funding Amounts: $24,000,000 total program funding; individual awards range from $1,145,000 to $12,000,000; up to 7 awards
Summary: Supports national and regional nonprofits or consortia to acquire land and develop infrastructure for affordable, sweat equity-based homeownership for low-income families.
Description
This program provides competitive grants to national and regional nonprofit organizations, as well as consortia, for the Self-Help Homeownership Opportunity Program (SHOP). The funding is intended to purchase home sites and develop or improve infrastructure to enable sweat equity and volunteer-based homeownership initiatives. The program specifically targets the creation of affordable housing for low-income persons and families, including veterans, first responders, persons with disabilities, and homeless individuals, while fostering stable, safe neighborhoods.
Eligible activities include land acquisition, infrastructure improvements, and reasonable planning and administration costs (capped at 10% of the grant). SHOP homes must be sold at below-market prices to low-income buyers who contribute significant sweat equity and must comply with all applicable codes and requirements. Grantees are required to leverage additional public and private funds to cover construction or rehabilitation costs not supported by SHOP funds.
