Colorado Agricultural Future Loan Program
The Colorado Agricultural Future Loan Program provides accessible loans to help new and expanding Colorado farmers, ranchers, and ag businesses overcome barriers to traditional financing.
Funder: Colorado Department of Agriculture
Due Dates: Rolling (applications accepted anytime; waitlist currently in effect)
Funding Amounts: Up to $750,000 per loan (higher limits possible with approval); 4% fixed interest; 1–20 year terms; revolving credit lines up to 5 years
Summary: Provides accessible low-interest loans to new and expanding Colorado farmers, ranchers, and ag businesses who may not qualify for traditional financing.
Key Information: Program is currently on a waitlist; funds distributed as available.
Description
The Colorado Agricultural Future Loan Program is a state-backed lending initiative designed to expand access to capital for beginning and next-generation farmers, ranchers, and agricultural businesses in Colorado. It addresses barriers to traditional financing by using alternative forms of documentation, making it more inclusive for applicants who may lack a strong credit history or collateral. The program aims to strengthen Colorado's agricultural sector, promote diversity, and support new business growth by providing loans for a wide range of business needs, including operating expenses, land and equipment purchases, infrastructure improvements, wages, and conservation projects.
