The Creative Business Loan Fund by the Pennsylvania Council on the Arts provides flexible financing for creative businesses in Pennsylvania to support growth, equipment, and renovations, with a focus on underserved communities.
Funder: Pennsylvania Council on the Arts
Due Dates: Rolling
Funding Amounts: Loans from a few thousand dollars up to $250,000; average loan ~$169,000; flexible terms
Summary: Flexible loans for Pennsylvania creative small businesses, especially in underserved areas, for working capital, equipment, renovations, or property acquisition.
The Creative Business Loan Fund provides affordable, flexible financing to small creative businesses throughout Pennsylvania. Established by the Pennsylvania Council on the Arts in partnership with Bridgeway Capital and Rising Tide Community Loan Fund, the program addresses the unique financial needs of creative enterprises—such as craft manufacturers, arts schools, design firms, media companies, and arts production agencies. The fund especially prioritizes businesses located in underserved communities, including small towns and rural areas. Loans can be used for working capital, equipment purchases, renovations, and, in select cases, building acquisitions.