[Petoskey-Harbor Springs Area Community Foundation](https://www.phsacf.org)

Rolling

Amount varies; supports early development costs for housing projects in Emmet County; both grants and loans available.

Supports nonprofits and local agencies to overcome early-stage barriers to creating attainable housing in Emmet County, MI.

Funding is available as both grants and loans for early-stage housing development.

--- ## Description The Emmet Housing Solutions Fund was established to address the significant challenges of creating attainable housing in Emmet County, Michigan. The fund provides financial resources to help cover early development costs associated with building homes—such as land acquisition, environmental and zoning compliance, legal and engineering fees, and site planning. It is designed to support existing nonprofit organizations and local government agencies that are actively working on housing solutions. Both grants and loans are available, and the fund aims to leverage additional resources through partnerships. --- ## Due Dates - Applications are accepted on a rolling basis; there are no fixed deadlines. --- ## Funding Amount - The amount of funding varies based on project needs. - Funding can be provided as grants or loans. - The fund specifically supports early development costs for housing projects, including land acquisition and pre-development expenses. --- ## Eligibility - Eligible applicants include: - Nonprofit organizations - Local government agencies - Projects must address housing needs in Emmet County, Michigan. - Funding is focused on early-stage development costs for new housing. --- ## Application Process - Interested organizations should contact the fund directly to discuss project eligibility and the application process. - Initial inquiries can be made via email or phone to the Executive Director (see Contact Information below). - Additional details and application forms may be available on the [Emmet Housing Solutions Fund web page](https://www.phsacf.org/grants/what-we-fund/emmet-housing-solutions-fund). --- ## Additional Information - The fund has previously supported projects such as: - Infrastructure for Habitat for Humanity build sites - The Harbor Area Residential Trust (HART) community land trust - Land acquisition for the Lofts at Lumber Square apartment project - The fund works collaboratively with partners to maximize impact and leverage additional resources. --- ## External Links - [Emmet Housing Solutions Fund Program Page](https://www.phsacf.org/grants/what-we-fund/emmet-housing-solutions-fund) - [Petoskey-Harbor Springs Area Community Foundation Homepage](https://www.phsacf.org) - [Learn more about the Foundation’s housing initiatives](https://www.phsacf.org/our-impact/housing) --- ## Contact Information | Name/Role | Email | Phone | |------------------------|------------------------------------------------------------|---------------| | David (DJ) Jones, Executive Director | [djones@phsacf.org](mailto:djones@phsacf.org?subject=Inquiry%20-%20Emmet%20Housing%20Solutions%20Fund) | 231-348-5820 | | General Inquiries | [info@phsacf.org](mailto:info@phsacf.org) | 231-348-5820 |

Emmet Housing Solutions Fund

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