FEMA Flood Mitigation Assistance Grant Program
Forecasted
FEMA Flood Mitigation Assistance Grant Program supports Texas communities with planning and flood mitigation projects that protect insured structures and reduce recurring damage and disaster assistance needs.
Funder: Texas Water Development Board
Due Dates (Anticipated): January 2027 (Subapplications to TWDB) | June 2027 (FMA application)
Funding Amounts: Estimated $600 million nationwide for FY 2026; standard project period is 36 months
Summary: Federal funding supports planning and cost-effective projects that reduce recurring flood damage to NFIP-insured structures in Texas.
Key Information: Property owners cannot apply directly; an eligible political subdivision must submit on their behalf.
Description
The Federal Emergency Management Agency’s Flood Mitigation Assistance (FMA) program helps states and communities reduce or eliminate long-term flood risk to structures insured under the National Flood Insurance Program (NFIP), particularly repetitive-loss and severe repetitive-loss properties. The Texas Water Development Board (TWDB) administers the nationally competitive, annual program in Texas. Its goals are to reduce repeated NFIP claims and reliance on federal disaster assistance.
Funding supports flood-hazard planning and project scoping, localized flood risk reduction, and work on individual structures. Eligible project activities described by TWDB include drainage and stormwater improvements, acquisition and demolition or relocation, and elevation. Complex drainage projects may be phased so an initial phase can develop technical data and a benefit-cost analysis.
