Fiscal Year 2026 Flood Mitigation Assistance Grant Program
Fiscal Year 2026 Flood Mitigation Assistance Grant Program supports communities with planning, localized projects, and property mitigation to reduce repetitive flood damage to NFIP-insured structures.
Funder: Federal Emergency Management Agency
Due Dates: October 22, 2026 (Application period opens) | February 26, 2027, at 3 p.m. Eastern Time (Application deadline)
Funding Amounts: Up to $400 million total; standard period of performance is 36 months
Summary: Supports flood mitigation activities that reduce repetitive flood damage to National Flood Insurance Program-insured buildings and structures.
Key Information: Only designated state, territorial, District of Columbia, and federally recognized Tribal agencies apply directly to FEMA.
Description
FEMA’s competitive Flood Mitigation Assistance program funds activities that reduce or eliminate repetitive flood damage to buildings and structures insured by the National Flood Insurance Program (NFIP). Established under the National Flood Insurance Reform Act of 1994, the program seeks to lower flood risk to policyholders and reduce the NFIP’s financial exposure. FY 2026 funding comes from the National Flood Insurance Fund and the Infrastructure Investment and Jobs Act.
The opportunity supports capability and capacity building, localized flood risk reduction, and individual property mitigation. Activities range from mitigation planning and project scoping to drainage improvements, floodplain restoration, property acquisition, elevation, relocation, and mitigation reconstruction. Individual projects prioritize repetitive loss and severe repetitive loss properties.
