Fiscal Year 2026 Flood Mitigation Assistance
Fiscal Year 2026 Flood Mitigation Assistance supports governments' planning, community projects, and property mitigation to reduce repeated flood damage and the National Flood Insurance Program's financial exposure.
This grant was recently updated
FEMA replaced the FY2024 notice ($600 million; August 6, 2026 deadline) with the FY2026 opportunity, offering up to $400 million with applications due February 26, 2027, at 3 p.m. Published October 22, 2026, the new notice specifies that FY2026 applications are accepted only through FEMA GO.
Funder: Department of Homeland Security - FEMA
Due Dates: October 22, 2026 (Applications open) | February 26, 2027, 3 p.m. Eastern Time (Submission deadline)
Funding Amounts: Up to $400 million total; generally 36-month performance period
Summary: Supports flood mitigation that reduces repetitive damage to NFIP-insured structures and lowers the National Flood Insurance Program’s financial exposure.
Key Information: Local governments must apply through their state or territory, not directly to FEMA.
Description
The Flood Mitigation Assistance (FMA) program is a competitive FEMA grant program supporting flood mitigation in communities participating in the National Flood Insurance Program (NFIP). It funds governments’ work to reduce or eliminate repetitive flood damage to insured buildings and structures, lower policyholders’ flood risk, and reduce the NFIP’s financial exposure.
The FY 2026 program supports capability and capacity building, localized flood risk reduction, and individual property mitigation. Activities range from mitigation planning and project scoping to drainage improvements, floodwater storage, restoration, acquisition, relocation, elevation, and reconstruction. Individual projects prioritize repetitive-loss and severe repetitive-loss properties. Funding comes from the National Flood Insurance Fund and the Infrastructure Investment and Jobs Act.
