FMA: The Flood Mitigation Assistance Program
FMA: The Flood Mitigation Assistance Program supports Oklahoma local governments and Tribal Nations with planning and flood mitigation to reduce repetitive damage and claims for NFIP-insured buildings.
Funder: Oklahoma Department of Emergency Management and Homeland Security
Due Dates: July 24, 2026 (FY 2024 OEM subapplications) | August 6, 2026 (FY 2024 FEMA applications) | February 26, 2027 (FY 2026 FEMA applications)
Funding Amounts: Up to $400 million nationwide for FY 2026; $600 million for FY 2024, with a generally 36-month award period
Summary: FMA funds planning and flood mitigation that reduce repetitive flood damage and claims for NFIP-insured buildings.
Key Information: Oklahoma local communities apply through OEM, not directly to FEMA, and must participate in the NFIP in good standing.
Description
The Flood Mitigation Assistance (FMA) Program is FEMA’s nationally competitive program to reduce or eliminate repetitive flood damage to buildings insured through the National Flood Insurance Program (NFIP). Oklahoma Emergency Management (OEM) serves as the state applicant, helping local governments and Tribal Nations develop projects, submit subapplications, and manage awards. The program targets reduced flood insurance claims, lower future losses, and greater community flood resilience.
Supported work includes acquiring and removing flood-prone structures, elevating homes, mitigation reconstruction, and eligible floodproofing. Community-scale projects can include stormwater improvements, larger culverts, drainage structures, retention basins, and stream restoration. FMA also supports hazard mitigation plans, project scoping, partnerships, and repetitive-loss strategies tied to future NFIP benefits. FEMA prioritizes Severe Repetitive Loss (SRL) and Repetitive Loss (RL) properties.
