FY 2026 Flood Mitigation Assistance supports Virginia communities with planning, infrastructure, and property-level mitigation to reduce repetitive flood damage to federally insured buildings.
Funder: Virginia Department of Emergency Management
Due Dates: January 22, 2027, 5:00 p.m. Eastern Time (Full application to VDEM) | February 26, 2027, 3:00 p.m. Eastern Time (FEMA application)
Funding Amounts: Up to $400 million nationally; localized projects up to $25 million federal share; generally 36 months
Summary: Supports planning, community infrastructure, and property-level mitigation that reduce repetitive flood damage to NFIP-insured structures.
Key Information: Property owners cannot apply directly and must participate through an eligible subapplicant.
Flood Mitigation Assistance (FMA) is a competitive FEMA program administered in Virginia by the Virginia Department of Emergency Management (VDEM). It funds activities that reduce or eliminate repetitive flood damage to buildings insured through the National Flood Insurance Program (NFIP), lowering future claims and the NFIP’s financial exposure.
Funding supports flood mitigation planning, technical assistance, and project scoping, alongside localized infrastructure and individual property projects. Community projects include stormwater improvements, larger culverts and storm sewers, floodwater storage and diversion, floodplain and wetland restoration, and dam or spillway improvements. Property-level measures include acquisition and demolition or relocation, elevation, mitigation reconstruction, floodproofing, retrofits, and soil stabilization. Planning activities can strengthen floodplain management, partnerships, repetitive-loss strategies, and substantial-damage procedures.