FY26 Flood Mitigation Assistance Grant
FY26 Flood Mitigation Assistance Grant supports communities with planning and flood mitigation projects to reduce repetitive damage to NFIP-insured properties and lower flood insurance claims.
Funder: South Carolina Department of Natural Resources
Due Dates: February 12, 2027 (SCDNR submission) | February 26, 2027 (FEMA submission)
Funding Amounts: $400 million nationwide; generally 36 months from award
Summary: Supports flood mitigation planning and projects that reduce repetitive flood damage to NFIP-insured properties and reduce flood insurance claims.
Key Information: Communities must participate in the National Flood Insurance Program in good standing.
Description
The Flood Mitigation Assistance (FMA) program is a competitive FEMA grant managed in South Carolina by the South Carolina Department of Natural Resources (SCDNR). Funded through the National Flood Insurance Fund and Infrastructure Investment and Jobs Act, it aims to reduce or eliminate repetitive flood damage to insured buildings and structures while reducing the National Flood Insurance Program’s (NFIP) financial exposure.
The program supports mitigation planning, technical assistance, project scoping, localized flood risk reduction, and mitigation of individual structures. Eligible work includes localized flood control, floodwater storage and diversion, floodplain and stream restoration, stormwater management, wetland restoration or creation, elevation, acquisition, and mitigation reconstruction. Localized projects should demonstrate broader strategic value and address national-level risks, aiming as close as possible to a 4:1 benefit-cost ratio.
