Affordable Housing Trust Fund 2027
Affordable Housing Trust Fund 2027 supports municipalities and housing developers with development loans to create rental and homeownership housing for low- and moderate-income households in New Jersey.
Funder: New Jersey Department of Community Affairs
Due Dates: November 19, 2026, 11:59 PM (SAGE application and required documents) | January 5, 2027 (anticipated awards)
Funding Amounts: Loans of $50,000–$3,000,000 per project; $30,000,000 available for approximately 10–12 projects
Summary: Supports affordable housing development in New Jersey serving low- and moderate-income households.
Key Information: Projects must be 100% affordable, contain no more than 25 units, and maintain affordability for at least 20 years.
Description
The Affordable Housing Trust Fund (AHTF) is a loan program administered by the New Jersey Department of Community Affairs (NJDCA), Division of Housing and Community Resources. It finances hard and soft costs associated with affordable housing development across New Jersey, supporting housing for low- and moderate-income households as defined by the Council on Affordable Housing.
The FY2027 competition supports rental and homeownership projects, including senior and supportive housing. Projects must meet Uniform Housing Affordability Controls and use New Jersey Housing Affordability Service as their administrative agent. Selection considers financial feasibility, readiness, development-team experience, cost reasonableness, site suitability, and market need, with additional priority points for nonprofit developers, family-sized units, and difficult-to-develop locations.
