Owner Occupied Rehabilitation Program
Forecasted
Owner Occupied Rehabilitation Program supports Indiana communities in funding home repairs and accessibility improvements for low- and moderate-income homeowners to improve safety, mobility, and aging in place.
Funder: Indiana Office of Community and Rural Affairs
Due Dates (Anticipated): October 2026 (Q4 pre-approvals) | November 2026 (Q4 application) | June 2027 (Cycle 2 intent and pre-approvals) | July 2027 (Cycle 2 application)
Funding Amounts: Up to $350,000 for cities/towns or $500,000 for counties; $25,000 per home; completion within 18 months
Summary: Supports Indiana communities in establishing local repair and accessibility programs for low- and moderate-income homeowners.
Key Information: Lead applicants must be non-entitlement local governments, with applications submitted by actively certified OCRA grant administrators.
Description
The Indiana Office of Community and Rural Affairs (OCRA) administers this program through the State Community Development Block Grant (CDBG) program. Awarded communities establish local rehabilitation programs that directly fund improvements to privately owned, owner-occupied homes. The goal is to improve housing stock while helping low- and moderate-income homeowners age in place, improve mobility, and address comfort and safety needs.
Eligible work includes roof and gutter repair or replacement, heating and cooling replacement, water heater replacement, select lighting and electrical upgrades, and accessibility modifications. Select interior accessibility improvements are also supported, subject to home-age and lead-related eligibility conditions. Competitive projects demonstrate documented community need, alignment with long-term development efforts, significant financial impact, and commitment to sustaining the local program.
