Resilient Retrofits – Round 4 funds organizations to help New York homeowners make science-based, climate-resilient upgrades against flooding and extreme weather.
Funder: Homes and Community Renewal
Due Dates: October 23, 2026
Funding Amounts: Up to $20 million total; individual awards support homeowner retrofits up to $50,000 each; awardees must expend funds within 2 years (with possible extension).
Summary: Funds organizations to administer loans and grants for flood and climate resilience retrofits for low- and middle-income homeowners in New York State.
This program supports local program administrators in New York State to deliver financial assistance—combining low-interest loans and forgivable grants—to low- and middle-income homeowners for retrofitting their homes against flooding and extreme weather. The goal is to reduce displacement after disasters by improving housing resilience and sustainability, including energy efficiency and electrification upgrades. Selected organizations will be responsible for outreach, loan servicing, construction management, and collaborating with community partners to identify and support eligible homeowners in flood-prone areas.