SC Safeguarding Tomorrow Revolving Loan Fund (SCSTRLF)
SC Safeguarding Tomorrow Revolving Loan Fund (SCSTRLF) supports South Carolina local governments with loans for mitigation projects or their non-federal match to reduce natural hazard risks.
Funder: South Carolina Emergency Management Division
Due Dates: December 4, 2026 (Letter of interest and project proposal)
Funding Amounts: Secured loan financing at 1% interest
Summary: Provides South Carolina local governments with low-interest loans for hazard mitigation projects or their non-federal match.
Key Information: Applicants must have adopted a current FEMA-approved local hazard mitigation plan.
Description
The SC Safeguarding Tomorrow Revolving Loan Fund (SCSTRLF), administered by the South Carolina Emergency Management Division (SCEMD), offers low-interest financing for local government hazard mitigation work. Loans may fund qualifying mitigation projects directly or cover the non-federal match for eligible mitigation projects under another program. This is a secured loan opportunity, not a direct grant award.
Eligible work includes reducing natural hazard risks, adopting and enforcing updated building codes, and implementing mitigation-focused zoning and land use changes. The program also supports certain erosion response planning and agricultural flood-risk planning activities. Proposed projects are reviewed against federal and state priorities for inclusion in South Carolina’s Intended Use Plan, with FEMA subsequently reviewing their alignment with revolving loan fund requirements.
